The 60-second version
Inland transit insurance covers goods while moving by road, rail, or inland waterway within India — bridges warehouse storage and port export legs.
Inland transit covers the road/rail leg — marine cargo starts at port
Inland transit insurance responds when goods are damaged or stolen during road or rail movement between factory, warehouse, and port within India.
Returning NRIs setting up manufacturing or trading must bind inland transit before first domestic dispatch — export marine cargo typically starts at port gate.
Export lane: marine cargo guide for sea/air leg after port handoff.
Logistics insurance stack
| Policy | Leg | Mode |
|---|---|---|
| Inland transit | Factory → port | Road/rail |
| Marine cargo | Port → destination | Sea/air |
| Warehouse | Storage | Static |
| Open policy | All shipments | Annual |
Inland transit purchase
Route map
Origin → port path.
Sum insured
Invoice + 10%.
Get quotes
3+ insurers.
Policy issue
Per trip or annual.
Claim SOP
Survey + FIR if theft.
Cover flow
Inland transit kit
- Invoice copy.
- LR/RR waybill.
- Policy cert.
- Survey contact.
- Claim helpline.
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Gap risk
Without inland transit, damage on NH48 truck leg is uninsured — marine cargo starts only at port.
Quick visual
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Community signal
What to watch in real discussions
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Turn this guide into a decision file
0 of 4 checked
vs marine cargo?
Inland transit is domestic road/rail; marine cargo is sea/air international leg.
vs warehouse?
Warehouse covers static storage; inland transit covers movement.
GST on premium?
18% GST on insurance premium.
Single trip?
Per-consignment policy OK for one-off; annual open policy for repeat.
Theft claim?
FIR + survey report required for theft claims.
Rail leg?
Inland transit covers rail — attach RR copy to policy schedule.
The plan is only as good as the sequence.
Tax, banking, schools, shipping — they all have dependencies. A wrong order costs months and lakhs. Get it right.