The 60-second version
Port liability insurance covers legal liability for injury, cargo damage, and pollution at port terminals — pairs with marine cargo and hull policies for logistics investors.
Port liability covers terminal operations — not shop premises liability
Port liability insurance responds when terminal operator is legally liable for cargo damage, stevedore injury, or pollution at port premises.
Returning NRIs investing in CFS, ICD, or port-adjacent logistics must bind cover before Maersk/MSC handling contracts require minimum SI.
Premises lane: public liability guide for shop and office injury cover.
Logistics liability stack
| Policy | Covers | Site |
|---|---|---|
| Port liability | Terminal ops injury | Port/CFS |
| Marine cargo | Goods in transit | Shipment |
| Public liability | Premises injury | Shop/office |
| WC policy | Employee injury | Staff |
Port liability purchase
Throughput
Annual TEU/cargo ton.
Get quotes
3+ marine insurers.
Pollution ext.
If liquid bulk.
Policy issue
Named terminal.
Contract upload
Shipper COI.
Cover stack
Port liability kit
- Terminal licence.
- Throughput data.
- Policy schedule.
- Pollution rider.
- Claim helpline.
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Shipper COI
Maersk and MSC often require certificate of insurance before cargo handling contract — bind before first vessel call.
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vs public liability?
Port liability is terminal/cargo ops; public liability is general premises injury.
vs marine cargo?
Cargo covers goods; port liability covers terminal operator legal liability.
GST on premium?
18% GST on insurance premium.
CFS use?
Container freight stations qualify — disclose throughput.
Pollution?
Add pollution extension if handling liquid bulk or chemicals.
Claim docs?
Incident report, cargo survey, and stevedore injury records.
The plan is only as good as the sequence.
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