The 60-second version
Stevedoring liability insurance covers cargo handling negligence at berth — returning NRIs entering port logistics need cover alongside marine P&I and public liability.
Bind stevedoring liability before first berth contract — port tariff alone does not cover cargo claims
Stevedoring liability insurance responds when cargo is damaged during load/discharge operations at berth.
Returning NRIs contracting with Mumbai, Mundra, or Chennai ports need stevedoring cover alongside workers compensation.
Port lane: port liability guide for terminal operator injury cover.
Port stack
| Policy | Covers | Does not cover |
|---|---|---|
| Stevedoring | Cargo damage at berth | Vessel collision |
| Port liability | Terminal injury | Cargo shortage |
| P&I | Shipowner injury | Stevedore negligence |
| WC | Worker injury | Cargo owner claim |
Purchase flow
Port contract
Liability clauses.
Sum insured
Per vessel call.
Get quotes
3+ marine insurers.
Bind policy
Before first berth.
WC align
Cover shore workers.
Stack
Stevedoring kit
- Port contract.
- Tariff schedule.
- Policy schedule.
- WC cert.
- Claim hotline.
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Heavy lift
Project cargo needs higher sub-limit — declare crane tonnage at quote.
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vs port liability?
Port liability covers terminal premises injury; stevedoring covers cargo handling negligence.
Container vs bulk?
Both need cover — premium varies by cargo type and volume.
GST?
18% GST on marine insurance premium.
Claim?
Joint survey with cargo owner within 24h of damage discovery.
Sub-contractors?
Ensure policy covers hired labour — or require sub-contractor WC.
Delay?
Some policies cover demurrage from stevedore delay — verify extension.
You've done the research. Now get the plan.
The biggest mistake NRIs make is treating insurance as something they'll figure out later. Later is expensive. Get expert clarity now.