The 60-second version
Ship chandler liability insurance covers marine stores supply negligence — returning NRIs entering ship provisioning need cover alongside bunker and agency policies.
Bind chandler liability before first provisions delivery — spoiled stores can ground vessel
Ship chandler liability insurance responds when defective provisions, bonded stores, or deck supplies cause vessel delay or crew illness.
Returning NRIs supplying ports at Mumbai, Kochi, or Kandla need chandler cover alongside GST registration and port pass.
Bunker lane: bunker guide if you also supply fuel.
Provisioning stack
| Policy | Covers | Does not cover |
|---|---|---|
| Ship chandler | Defective stores | Hull repair |
| Bunker liability | Fuel spill | Provisions spoilage |
| Agency | DA errors | Supplier negligence |
| Product liability | Manufacturing defect | Delivery delay |
Purchase flow
Supply scope
Provisions vs bonded.
Sum insured
Per delivery + agg.
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Bind policy
Before first delivery.
Cold chain SOP
Reefer provisions.
Stack
Chandler kit
- Port pass.
- GST reg.
- Policy schedule.
- Delivery receipts.
- Claim hotline.
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Bonded stores
Customs-bonded provisions need separate customs liability — verify extension.
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Turn this guide into a decision file
0 of 4 checked
vs bunker?
Bunker covers fuel supply; chandler covers provisions and deck stores.
vs product liability?
Product liability covers manufacturing defect; chandler covers delivery and storage negligence.
GST?
18% GST on insurance premium; supplies may attract 5% or 18% GST separately.
Claim?
Preserve delivery note and temperature log for spoiled provisions claim.
Crew illness?
Verify food poisoning sub-limit — may need product liability extension.
Foreign flag?
Policy should cover supplies to any flag vessel at Indian port.
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