The 60-second version
Ship-breaking liability insurance covers yard operator legal liability for worker injury, pollution, and third-party damage during vessel dismantling at Alang or other HKC-compliant yards.
Ship-breaking liability is yard-operator cover — not hull or cargo policy
Ship-breaking liability insurance responds when yard operator is legally liable for worker injury, hazardous waste spill, or third-party property damage during vessel dismantling.
Returning NRIs investing in Alang, Mumbai, or Kolkata recycling yards must bind cover before DGS and SICOM clearance and before first vessel beaching.
Hull lane: marine hull guide covers vessel while afloat — not dismantling phase.
Marine insurance stack for recycling
| Policy | Covers | Phase |
|---|---|---|
| Ship-breaking liability | Yard ops injury/pollution | Beaching/dismantling |
| Marine hull | Vessel afloat | Transit to yard |
| P&I club | Owner liability | Pre-delivery |
| WC policy | Yard workers | Employee injury |
Ship-breaking liability purchase
Yard licence
DGS / state clearance.
HKC audit
Compliance certificate.
Get quotes
3+ marine insurers.
Pollution ext.
Asbestos/oil sludge.
Policy issue
Named yard plot.
Cover stack
Ship-breaking kit
- Yard licence.
- HKC cert.
- Policy schedule.
- Pollution rider.
- WC policy cross-check.
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HKC 2025
Hong Kong Convention entered force 2025 — yards without HKC-compliant cover may lose vessel sourcing from EU flags.
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0 of 4 checked
vs marine hull?
Hull covers vessel afloat; ship-breaking liability covers dismantling at yard.
vs port liability?
Port liability is terminal ops; ship-breaking is recycling yard dismantling.
Alang only?
Also Mumbai, Kolkata, and other licensed yards — disclose plot number.
GST on premium?
18% GST on insurance premium.
Pollution?
Add pollution extension for oil sludge and asbestos handling.
WC overlap?
WC covers employee injury; liability covers third-party and statutory fines.
The plan is only as good as the sequence.
Tax, banking, schools, shipping — they all have dependencies. A wrong order costs months and lakhs. Get it right.