The 60-second version
Mooring liability insurance covers line-handling negligence at berth — returning NRIs contracting mooring services need cover alongside stevedoring and towage policies.
Mooring liability is distinct from stevedoring — line snap damage needs separate cover
Mooring liability insurance responds when mooring line failure or improper securing causes berth or vessel damage.
Returning NRIs operating mooring gangs at Indian ports need mooring cover alongside workers compensation.
Stevedoring lane: stevedoring guide for cargo handling layer.
Berth stack
| Policy | Covers | Does not cover |
|---|---|---|
| Mooring liability | Line failure damage | Cargo handling |
| Stevedoring | Cargo at berth | Mooring line snap |
| Towage | Tug assist | Shore gang injury |
| WC | Worker injury | Vessel owner claim |
Purchase flow
Port contract
Liability clauses.
Sum insured
Per vessel call.
Get quotes
3+ marine insurers.
Bind policy
Before first berth.
WC align
Cover shore gang.
Stack
Mooring kit
- Port contract.
- Gang roster.
- Policy schedule.
- WC cert.
- Claim hotline.
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Synthetic lines
High-modulus lines need higher sub-limit — declare line type at quote.
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Turn this guide into a decision file
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vs stevedoring?
Stevedoring covers cargo load/discharge; mooring covers line handling and securing.
vs towage?
Towage covers tug assist; mooring covers shore gang line work.
GST?
18% GST on marine insurance premium.
Claim?
Joint survey within 24h — preserve broken line and bollard photos.
Sub-contractors?
Ensure policy covers hired labour or require sub WC.
Weather delay?
Policy may exclude force majeure — verify storm clause.
You've done the research. Now get the plan.
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