The 60-second version
Heavy lift liability insurance covers legal liability from crane or vessel heavy-lift operation failure causing cargo shift, port damage, or third-party loss — returning NRIs in refinery and wind-turbine EPC need cover beyond standard marine cargo policy.
Single-lift over 100 tonnes needs heavy-lift policy — standard cargo policy excludes crane ops
Heavy lift liability insurance responds when single-lift crane or vessel operation fails and causes cargo shift, berth damage, or injury to shore rigging crew.
Returning NRIs entering refinery turnaround or offshore wind EPC logistics need heavy-lift layer alongside cargo owner and port liability — class society lift plan is bind evidence.
Stowage lane: stowage plan guide for load-plan approval layer.
Heavy lift stack
| Policy | Covers | Does not cover |
|---|---|---|
| Heavy lift | Crane / lift fail | Ordinary stowage |
| Cargo owner | Shipper negligence | Crane hire |
| Port liability | Berth damage | Lift rigging |
| Marine survey | Survey error | Physical lift |
Purchase flow
Lift plan
Class approval.
Weight cert
Load diagram.
Get quotes
3+ insurers.
Bind policy
Before lift day.
Lift log
Master + rigger.
Stack
Heavy lift kit
- Lift plan.
- Class approval.
- Policy schedule.
- Weight cert.
- Claim hotline.
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Class approval
Insurer may decline bind without DNV/ABS approved lift plan — obtain class sign-off before crane mobilisation.
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Turn this guide into a decision file
0 of 4 checked
vs cargo policy?
Standard cargo covers transit loss; heavy lift covers single-lift crane operation failure.
vs stowage?
Stowage covers plan negligence; heavy lift covers physical lift operation failure.
vs port?
Port liability covers berth operator; heavy lift covers lift contractor negligence.
GST?
18% GST on marine heavy-lift liability premium.
Shore crane?
Policy should cover both shore crane and vessel derrick lifts.
Claim?
Preserve lift plan, class approval, and rigger sign-off within policy timeline.
You've done the research. Now get the plan.
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