The 60-second version
Pitcairn Islands bank exit needs zero balance NOC, NZD conversion if needed, SWIFT to NRE, and Schedule FA for last FY.
NZD wires route via NZD/GBP correspondent — book FX desk early at Adamstown branch
ANZ New Zealand (Pitcairn) / UK correspondent serve Adamstown expats — obtain written closure NOC after final payroll credit.
NZD wires to NRE may route via NZD/GBP correspondent bank — retain SWIFT copy for AD bank.
Tax lane: tax residency guide for Pacific territory exit.
Pitcairn Islands bank wind-down
| Bank | Currency | Step |
|---|---|---|
| ANZ New Zealand (Pitcairn) | NZD | Written closure |
| UK correspondent | NZD | Zero balance |
| Correspondent | NZD/GBP | SWIFT trail |
| NRE | INR/USD | FIRC receipt |
Closure
Stop debits
Cancel cards.
Final payroll
Wait for credit.
NZD convert
NZD/GBP if needed.
SWIFT NRE
AD bank Form A2.
Schedule FA
Last FY account.
Flow
Pitcairn Islands bank kit
- Passport.
- Account stmt.
- Closure NOC.
- SWIFT.
- Tax clearance.
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Correspondent routing
NZD may need NZD/GBP leg before Indian AD bank credits NRE.
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FBAR?
US person — FinCEN 114 if aggregate > USD 10K.
Schedule FA?
Declare in last FY you held foreign account.
Brokerage?
No local exchange — bank custody only if held.
Form 67?
If overlap-year foreign withholding and India tax on same income.
NZ hub?
Cook Islands or New Zealand tax guide if salary transited Auckland.
Retention?
Keep NOC and SWIFT 7 years Indian + 10 years US/UK.
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