The 60-second version
Trade licence is municipal — Mumbai BMC, Delhi MCD, Bengaluru BBMP each have online portals. I apply after Shop Act and before GST if turnover triggers.
Trade licence is municipal — Shop Act is state labour
Trade licence grants permission to run a commercial activity at a specific premises — separate from state Shop and Establishment registration.
Restaurants and food businesses need FSSAI in addition — municipal health inspector may visit before grant.
Home offices with client visits may still need trade licence in strict municipalities — pure WFH with no signage often exempt.
Labour: Shop Act guide.
Trade licence by city (illustrative)
| City | Portal | Annual fee band |
|---|---|---|
| Mumbai | BMC portal | ₹500–₹25,000 by category |
| Delhi | MCD online | ₹500–₹15,000 |
| Bengaluru | BBMP Sakala | ₹1,000–₹20,000 |
| Hyderabad | GHMC | ₹500–₹12,000 |
| Pune | PMC | ₹500–₹10,000 |
Trade licence sequence
Identify ward
Municipal ward from property tax bill.
Online application
Upload rent agreement + Shop Act + ID.
Fee payment
UPI / challan per category tariff.
Inspection
Health/fire visit for food premises.
Certificate download
Display at premises — renew annually.
Compliance stack
Trade licence kit
- Rent agreement.
- Shop Act cert.
- PAN.
- Property NOC.
- FSSAI if food.
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Pure freelancer
No client-facing premises often skips trade licence — confirm with ward office in writing.
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OCI can apply?
Yes with Indian business address and valid labour registrations.
Same as Gumasta?
Maharashtra Gumasta is Shop Act — trade licence is additional BMC permit.
Home bakery?
FSSAI + trade licence both required in most cities.
Renewal?
Annual — set calendar reminder 30 days before expiry.
Multiple branches?
Separate licence per premises.
Penalty without licence?
Sealing + fine — do not open storefront without grant.
The plan is only as good as the sequence.
Tax, banking, schools, shipping — they all have dependencies. A wrong order costs months and lakhs. Get it right.