The 60-second version
MARPOL liability insurance covers legal liability from MARPOL Convention violations — oily waste, garbage, and air emission fines — returning NRIs operating coastal tankers need cover alongside pollution and PSC policies.
MARPOL Annex I fine is uninsured without dedicated MARPOL liability layer
MARPOL liability insurance responds when oily waste discharge, garbage record book defect, or Annex VI emission violation triggers port fine or detention.
Returning NRIs operating Indian-flag coastal feeders need MARPOL E&O alongside marine pollution and ballast water policies.
Pollution lane: marine pollution guide for oil spill layer.
MARPOL stack
| Annex | Covers | Does not cover |
|---|---|---|
| Annex I (oil) | Oily waste fine | Cargo loss |
| Annex V (garbage) | Garbage record defect | Hull damage |
| Annex VI (air) | SOx/NOx fine | Crew injury |
| Ballast water | BWM violation | Oil spill |
Purchase flow
Fleet class
Tanker / bulker / box.
Annex list
I / V / VI exposure.
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ORB/GARB
Record book SOP.
Stack
MARPOL kit
- IOPP cert.
- ORB.
- Garbage record.
- Policy schedule.
- Claim hotline.
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ORB entries
Policy may exclude claims if Oil Record Book entries are incomplete — maintain daily ORB discipline before port call.
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Turn this guide into a decision file
0 of 4 checked
vs marine pollution?
Marine pollution covers third-party oil spill; MARPOL covers regulatory fine for convention violation.
vs ballast water?
Ballast water covers BWM Convention; MARPOL covers Annex I/V/VI violations.
GST?
18% GST on marine liability insurance premium.
Claim?
Preserve PSC deficiency report, ORB pages, and garbage record within policy timeline.
Coastal?
DGS coastal licence vessels need MARPOL compliance for Indian port calls.
Limit?
Match per-voyage environmental fine cap to typical PSC detention exposure.
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