The 60-second version
Deviation liability insurance covers legal liability from authorised or unauthorised voyage deviation causing extra cost — returning NRIs chartering coastal feeders need cover alongside voyage charter and cargo owner policies.
Deviation for medical rescue is authorised — uninsured deviation still triggers hire deduction dispute
Deviation liability insurance responds when voyage deviation causes extra bunkers, port fees, or charter hire deduction beyond contract allowance.
Returning NRIs fixing coastal bulk cargo need deviation layer alongside voyage charter liability — master deviation log is claim evidence.
Voyage charter lane: voyage charter guide for single-voyage fixture layer.
Deviation stack
| Policy | Covers | Does not cover |
|---|---|---|
| Deviation liability | Extra voyage cost | Cargo loss |
| Voyage charter | CP breach | Rescue deviation |
| Cargo owner | Shipper negligence | Charter hire |
| GA liability | Contribution bond | Deviation bunkers |
Purchase flow
Charter review
Deviation clause.
Route plan
Named ports.
Get quotes
3+ insurers.
Bind policy
Before fixture.
Master log
Deviation record.
Stack
Deviation kit
- Charter party.
- Policy schedule.
- Deviation log.
- Bunker invoice.
- Claim hotline.
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Life-saving deviation
Hague-Visby authorised deviation for life-saving does not always excuse extra cost — policy should cover reasonable rescue deviation expense.
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Turn this guide into a decision file
0 of 4 checked
vs voyage charter?
Voyage charter covers CP clause breach; deviation covers extra cost from route change.
vs GA?
GA covers common peril contribution; deviation covers route-change expense.
Authorised?
Policy should cover both authorised rescue and contract-permitted deviation.
GST?
18% GST on marine liability premium.
Claim?
Preserve deviation log, bunker invoice, and charterer hire deduction notice.
Coastal?
Indian coastal cargo subject to same deviation rules as deep-sea.
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