The 60-second version
Collision liability insurance covers legal liability from vessel collision or allision — returning NRIs operating coastal feeders need cover alongside P&I, hull, and wreck removal policies before first Indian port call.
P&I collision sub-limit may be insufficient — standalone collision layer for berth allision
Collision liability insurance responds when your vessel collides with another ship, jetty, or offshore structure — third-party property damage beyond P&I sub-limit.
Returning NRIs operating Indian-flag coastal tankers and bulkers need collision E&O alongside hull machinery and P&I before Mumbai or Kandla call.
Wreck lane: wreck removal guide if collision causes wreck obstruction.
Collision stack
| Policy | Covers | Does not cover |
|---|---|---|
| Collision liability | Third-party PD | Own hull |
| Hull & machinery | Own vessel damage | Third-party jetty |
| P&I | Crew injury / pollution | Berth allision sub-limit |
| Wreck removal | Obstruction removal | Collision cause |
Purchase flow
Fleet class
Tanker / bulker / box.
Port list
Congested berths.
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Bind policy
Before first call.
Bridge SOP
Collision drill.
Stack
Collision kit
- Policy schedule.
- Voyage plan.
- Bridge log.
- PSC history.
- Claim hotline.
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Berth allision
Jetty damage claims often exceed P&I collision sub-limit — verify standalone collision limit matches typical berth repair exposure at your ports.
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Turn this guide into a decision file
0 of 4 checked
vs P&I?
P&I covers crew and pollution; collision covers third-party property damage with higher PD limit.
vs H&M?
H&M covers own hull; collision covers damage you cause to others.
GST?
18% GST on marine liability insurance premium.
Claim?
Preserve bridge audio, VDR extract, and allision survey within policy timeline.
Coastal?
DGS coastal licence vessels need collision cover for Indian port calls.
Limit?
Match per-incident PD cap to typical jetty repair cost at Tier-1 ports.
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