The 60-second version
Bareboat charter liability insurance covers legal liability as demise charterer for hull, crew, and pollution — returning NRIs bareboat-chartering coastal vessels need cover before delivery-and-redelivery survey.
Demise charter puts you in owner shoes — bareboat liability exceeds time-charter cover
Bareboat charter liability insurance responds when demise charterer is liable for hull damage, crew injury, or pollution as de facto owner.
Returning NRIs bareboat-chartering Indian-flag coastal feeders need bareboat layer beyond time-charter policy.
Charterer lane: vessel charterer guide for time-charter layer.
Bareboat stack
| Policy | Covers | Does not cover |
|---|---|---|
| Bareboat liability | Hull / crew / pollution | Cargo loss |
| Time-charter | Charterer fixture | Demise exposure |
| P&I | Owner club | Charterer demise |
| Hull H&M | Physical damage | Third-party injury |
Purchase flow
Charter type
Bareboat vs time.
DGS approval
Coastal licence.
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3+ insurers.
Bind policy
Before delivery.
Survey
On-hire / off-hire.
Stack
Bareboat kit
- Bareboat CP.
- Policy schedule.
- Delivery survey.
- Claim hotline.
- DGS licence copy.
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Delivery survey
Off-hire damage dispute hinges on joint survey — policy may require class surveyor sign-off.
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Turn this guide into a decision file
0 of 4 checked
vs time-charter?
Time-charter covers charterer fixture; bareboat covers demise-charter de facto owner exposure.
vs P&I?
Owner P&I does not cover charterer demise liability — separate bareboat policy needed.
GST?
18% GST on marine liability insurance premium.
Claim?
Preserve delivery/redelivery survey, bunker ROB, and charter party notice.
Coastal?
DGS coastal licence mandatory for Indian waters bareboat operation.
Limit?
Match hull value and pollution cap to vessel class.
You've done the research. Now get the plan.
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