The 60-second version
Tonga has no stock exchange — expats close bank custody or offshore fund folios, wire TOP to NRE, and disclose in Schedule FA.
No local exchange — Nuku'alofa custody often shares ANZ Tonga account
Tonga does not operate a listed exchange — investment accounts are bank custody or offshore TOP fund folios.
Redeem holdings and obtain custody termination before closing linked TOP bank account.
Bank lane: Tonga bank guide after custody zero.
Tonga custody wind-down
| Account | Currency | Step |
|---|---|---|
| ANZ Tonga | TOP | Redeem + close |
| MBf Bank | TOP | Termination letter |
| ASX broker | AUD | Redeem units |
| NRE | INR/USD | SWIFT receipt |
Closure
Inventory
List holdings.
Redeem
Sell funds/bonds.
Tax stmt
Bank summary.
TOP wire
SWIFT to NRE.
Schedule FA
Last FY asset.
Flow
Tonga custody kit
- Holding stmt.
- Redemption confirms.
- Closure letter.
- SWIFT.
- Tax clearance.
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ASX parallel
Many Nuku'alofa contracts invest via Australian brokers — close ASX/CDP separately.
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Local exchange?
No — custody at bank or offshore broker.
Schedule FA?
Declare foreign financial asset in last FY held.
FBAR?
US person — FinCEN 114 if aggregate > USD 10K.
vs bank?
Close bank after custody zero — see Tonga bank guide.
Australia broker?
Australian brokerage guide for ASX holdings.
Neighbour?
moving-back-to-india-from-tonga-tax-residency-guide for Pacific tax exit.
Your NRE account redesignation has a deadline.
Banks don't remind you. You need the right account stack before salary, rent, and EMIs start moving. Get the exact sequence.